Alcohol-related accidents, property damage, and personal injuries are the top concerns come wedding day. Your Special Event Liability Insurance Policy is designed to protect you against liability arising from these situations, subject to policy conditions and exclusions. There is usually a specified maximum amount, which can be claimed under each section, and a deductible amount also applies. Be sure to carefully read the policy.

• Alcohol-related accidents, A car accident caused by an intoxicated wedding guest leaving the wedding site may result in liability for the Bride and Groom. The Special Event Liability Insurance Policy responds to your social host liability.
• Vendor, Although most reputable vendors (e.g., florists, photographers, caterers) carry their own liability insurance coverage, you are generally not protected by such coverage if your vendor causes damage to the reception site. The WedSafe Liability & Property Damage Policy will provide protection up to the specified limits of the policy if you are held liable for damage to the reception site caused by one of your vendors.
• Bodily Injury, Your best man trips and falls on his way up to toast you and breaks his leg. Liability insurance covers bodily injury caused by an accident that occurs during the course of the wedding.
• Additional Coverage, The WedSafe Liability & Property Damage provides coverage in the amount up to $250,000 for third party property damage at the wedding or reception site for which the Bride and Groom may become contractually liable.
  
  

Additional Insureds: The policy also allows you to name your ceremony and/or reception venue(s) as additional insured(s) without additional charge. At your request, a separate certificate of insurance evidencing the additional insureds can be issued for forwarding to the appropriate recipient.